Jan 16 2010
How To Accept Credit Cards Without A Merchant Account
How To Accept Credit Cards Without A Merchant Account
To increase sales on your website, you must accept credit cards. To process credit cards, you could apply for a merchant account through your bank or other financial institution. Sometimes, though, you would be further ahead to use the services of a credit card processor. This is especially true when you are first starting out and have more limited resources. In this way, you may process credit card transactions without the high front-end costs and requirements of a merchant account. Here, then, are just a few ways of accepting credit cards without a merchant account. I personally use all of these vendors and can recommend them wholeheartedly. 1. Clickbank If your product is downloadable (such as electronic books or software), you might consider ClickBank.com . For a $49.95 initial fee, you can process credit cards and on-line cheques for $1.00 per transaction plus 7.5% of sales. You receive additional exposure through free listing on their website and through the search facilities of other websites, such as CBMall.com. As an added bonus, you have your own built-in affiliate program. You decide what commission (from 1% to 75%) you would like to pay your affiliates. 2. PayPal PayPal.com has no initial fees. For just 2.9% of sales and $ .30 per transaction (and sometimes less), you can receive money from anyone. Also, you can pay others by credit card or chequing account without supplying your personal credit information to the payee. PayPal can be used to collect money from your auctions, website sales, or even from friends or clients. 3. PaySystems In the original edition of this article, I recommended PaySystems.com (also known as MyPaySystems.com). This is what I wrote about them: “PaySystems.com can handle either intangible (downloadable) or tangible (shippable) products. For an initial fee of $49.00, you can accept all major credit cards as well as online checks. Fees are just 3.95% of sales and $1.00 per transaction. Alternatively, you may pay 5.5% of sales and $ .35 per transaction.” “For this, you receive shopping cart, integration with third-party affiliate programs (such as ClixGalore.com), fraud screening, multi-currency transactions, toll-free support, marketing tools, and more.” Unfortunately, PaySystems.com has discontinued their “Internet Billing Account” for those outside the United States. 4. 2CheckOut 2CheckOut.com can handle both intangible and tangible products. For an initial fee of $49.00, you can accept all major credit cards as well as online checks. Fees are just 5.5% of sales and $0.45 per transaction. For this, you receive shopping cart, fraud detection, integration with third-party affiliate programs, multi-currency transactions, free on-line support, and more. Incidentally, 2CheckOut.com has the same policy as ClickBank.com does with regard to sales taxes. Both companies take the position that you are selling your product to them and that they resell it to the final consumer. Thus, they claim that you are not subject to sales taxes on those sales. J. Stephen Pope, President of Pope Consulting Inc., has been helping clients to earn maximum business profits for over twenty-five years. To learn more about accepting credit cards and other profitable Work at Home Small Business Ideas, visit <a href="http://www.yenommarketinginc.com/creditcards.html" target="_blank">http://www.yenommarketinginc.com/creditcards.html</a>
Source: www.ArticlePros.com
Ecommerce Hosting
Ecommerce-hosting is a large choice in any business that you decide to run. Whatever you have to offer, you can do it online. But, in order to be effective in the online markets, you need to choose your marketing strategies wisely. You also need to have effective and in-budget hosting solutions as well. Ecommerce-hosting is one important set in getting your business online. In the various types of ecommerce-hosting you will find large differences, but the bottom line is that you need to find the right choice for you based on two things. The hosting company needs to provide you with good quality service that services your needs effectively and they need to also provide for you hosting services that are within your specific budget. Seems like a lot to ask, but when you do your homework, it can become much easier. Some things that you should look for when choosing the overall right ecommerce-hosting solution for your business include the following. You will want to look at what comes with the package. Many times you will be purchasing a package of services that should get you up and running. You will find that most will come with a site builder to help you build your website and to do so based on what you want and need. You will also want it to include email addresses so that you can connect with your business affiliates. You will find that some offer support as well. Finding the option that fits your needs should incorporate any of these as well as many other features as well. Ecommerce-hosting offers many advantages to the business owner. But, in order for you to take advantage of these you need to properly get your website up and running. You need to have quality service to serve your customers but you need it all to come in under budget. The good news is that you will find a wealth of information available to you on the web that will help you to do all of these things. For more information please see <a href="http://www.ecommerce-hosting-deals.co.uk" target="_blank">http://www.ecommerce-hosting-deals.co.uk</a>
Source: www.ArticlePros.com
